O seguro de vida é contratado, maioritariamente, no decorrer de um crédito habitação e apenas com as coberturas de morte e invalidez. Mas é possível precaver-se de doenças graves através deste seguro também. Saiba como.
What does the concept of "claim" mean in a life insurance policy? Find out next.
Em causa está uma medida referida no programa do Governo “Construir Portugal”, ainda sem prazo, que possibilita a venda de seguros relacionados ao crédito habitação pelos bancos.
It is possible to identify life insurance policies associated with a deceased person by requesting information from the Insurance and Pension Funds Supervisory Authority (ASF). Find out how to make the request and what to do if you are the beneficiary of the insurance.
Tried to participate in a claim regarding your life insurance and the insurer did not assume responsibility? Understand the possible reason behind it.
Want to save on your insurances? Find out how Poupança no Minuto's insurance brokers helped these customers achieve savings of over five thousand euros per year.
Want to hire insurance, but heard about the waiting period? Let us explain what this concept is and its objective.
The insurance company was acquitted of paying compensation to the insured's daughter who was diagnosed with cancer shortly after the contract was signed. The Court ruled in favor of the insurance company, stating that the insured already had symptoms indicative of the disease, which were not disclosed in the pre-contract health questionnaire. Understand what is at stake.
Get to know the 8 tips from DECO Proteste, mentioned by Notícias ao Minuto, to start saving on loans, insurance, and other expenses, and improve your personal finances.
There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.
Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.
The difficulty in paying for housing by the Portuguese has increased with the context of rising interest rates and inflation that we are going through. In times like these, find out how to lower the installment of your mortgage.
Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposal? Does it pay off compared to the other products that need to be hired?
Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.
In certain stages of our life, we may come across the need to take out a life insurance policy. This is the case with home loans, which require the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.