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Como se prevenir de uma fraude financeira?

How to prevent financial fraud?

To protect yourself from fraud when hiring financial products or services, it is essential to be aware of certain aspects. Find out what is at stake.

06 Mar 20242 min

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When hiring financial products and services, such as loans and insurance, rely on the support of credit intermediaries and insurance brokers from Poupança no Minuto. But first, read the five tips in question.

Protect yourself from financial fraud with these five tips.

How can you prevent financial fraud? The portal Todos Contam, quoted by Notícias ao Minuto, gives some tips so you can protect yourself financially and avoid being caught in a fraud.

For this, you must have a set of general care and common to your financial products and services.  

So, in order to protect yourself, pay attention to the following tips:

Protect personal data and documents  

"It is often through the unauthorized appropriation of data or personal documents that fraudulent schemes occur";  

Be careful using the internet to acquire financial products and services.

"Malicious emails or programs may allow third parties to access personal data or access codes that lead to fraud schemes."

Attention to the legitimacy of the person you are hiring the product or service from.

“There may be individuals or entities providing financial services without proper authorization, engaging in illegal activities because they are not duly authorized. Entities authorized to provide financial services in Portugal, in the market of banking products, investment products or insurance products, are required to be registered with financial supervisors: Banco de Portugal, Securities Market Commission or Insurance and Pension Funds Supervisory Authority”.

Messages or emails from institutions with which you have not interacted

If you receive messages or emails from institutions or companies with which you have not interacted, be careful! It is most likely to be a scam to make you click on links and take your data.

Deceptive advertising on social media

Pay attention to entities you hire through social media advertising. It can be misleading advertising just to attract customers, so always check other customer opinions through reviews before proceeding!

Know that the credit intermediaries and insurance brokers from Poupança no Minuto are authorized to provide you with free support services in contracting these products. With our help, ensure the best financial proposals for your products, and overall monthly savings for your wallet!

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.