Related to: "Purchase of home for young people: Exemption also applies to registration costs."

Jovens com isenção de IMT e IS sem limite no rendimento, mas sim no valor da casa
Housing Credit Acquisition

Young people with exemption from IMT and IS without income limit, but with a limit on the value of the house.

Young people up to 35 years old will be exempt from taxes when buying their first house regardless of their income, but with limits on the property values. Find out how the measure will work next.

23 May 20242 min

Isenção de IMT para jovens: Até quando podem beneficiar?
Taxes

IMT exemption for young people: Until when can they benefit?

Young people are entitled to IMT exemption if the purpose of the property remains the same, without changing the family unit or workplace. Learn more, afterwards.

26 Jun 20243 min

Isenção de IMT e IS em vigor a 1 de agosto: Jovens a adiar escrituras das casas para beneficiar
Housing Credit Acquisition

IMT and IS exemption in effect as from August 1st: Young people postponing house deeds to benefit.

The measure will come into effect on the first day of next month, so young people up to 35 years old in the process of buying a house are postponing the signing of deeds in order to still be able to access the tax benefit. Understand if it is possible legally and how to access the measure.

15 Jul 20244 min

Isenção de impostos na compra de casa para jovens produz efeitos a 1 de agosto
Housing Credit Acquisition

Tax exemption on home purchase for young people goes into effect on August 1.

The decree-law on the measure regarding tax exemption on home purchases for young people between 18 and 35 years old has already been published and is set to take effect on August 1st. Let's recall the conditions of the measure.

29 Jul 20242 min

Já estão em vigor as medidas de apoio aos jovens na habitação. Esclareça as dúvidas
Housing Credit Acquisition

Support measures for young people in housing are now in place. Clarify any doubts.

The new support measures for young people up to 35 years old to buy a house came into effect on August 1st. Therefore, find out the answers to the most frequently asked questions.

05 Aug 20244 min

Isenção do IMT Jovem? Conheça as tabelas já em vigor
Housing Credit Acquisition

IMT Young Tax Exemption? Get to know the tables already in force

See here the tables with the IMT exemption rates that young people will be entitled to according to the values of the houses to buy.

30 Aug 20242 min

Tudo sobre as novas medidas de apoio à habitação para jovens
Housing Credit Acquisition

Everything about the new housing support measures for young people.

The government has in place some measures to support young people in buying a house. Understand all the measures involved.

29 Oct 20242 min

Jovens representaram 54% dos novos créditos habitação em agosto
Housing Credit Acquisition

Young people represented 54% of new home loans in August.

The age group of young people up to 35 years old has been the one that buys the most houses, justified by the new tax exemption measures associated with the process.

12 Nov 20242 min

Casal jovem sentado em sofá com computador à frente e a sorrir simbolizando compra de casa por jovens com financiamento a 100% e isenções fiscais
Housing Credit Acquisition

100% home financing and tax exemptions for young people in force this month.

Are you young and want to buy a house? Starting this month, you won't need to give a down payment to the bank or pay taxes. Understand now.

17 May 20242 min

Chaves douradas sob fundo laranja simbolizando habitação
Housing Credit Acquisition

Are you young? Check out these nine housing measures from the Government.

With its program "Building Portugal: New Housing Strategy", the Government aims to keep young people in the country by ensuring access to housing. Learn about these nine planned measures.

27 May 20242 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

Crédito habitação: Taxa de juro fixa, mista ou variável?
Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

11 Aug 20237 min

Glossário do crédito habitação
Housing Credit Acquisition

Housing credit glossary

Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.

11 Aug 202310 min