Related to: "Do you have questions about Government support for young people buying a house? Watch this webinar."

Novas medidas crédito habitação: Como avançar com pedido ao banco?
Housing Credit Acquisition

New housing credit measures: How to proceed with a request to the bank?

Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.

25 Sep 20234 min

Crédito habitação: Quanto posso poupar com as novas medidas e com transferência?
Mortgage Credit Transfer

Mortgage credit: How much can I save with the new measures and with transfer?

The measures announced by the Government to help the Portuguese with their home loans allow to slightly alleviate the amount they pay for the mortgage. But how much? And comparing with a home loan transfer, which option saves more? We explain, through concrete examples, the savings that can be generated by the various options.

17 Oct 20235 min

Poupar no crédito habitação: Juros bonificados retroagem a janeiro
Mortgage Savings Credit

Saving on mortgage: Discounted interest rates date back to January.

So that the Portuguese can save on their housing loans, the Government has announced support measures for mortgage financing. One of them is the interest rate subsidy and it has now been announced that it will be retroactive to January. Let's see how this measure will work and what other options exist to save on your housing loan.

26 Oct 20234 min

Fixar a prestação da casa? Já pode: Mas saiba se está elegível
Mortgage Credit Transfer

Fixing the house? You can now: But make sure you are eligible.

It is already possible to join the Government measure to fix and reduce the value of your monthly home payment. Find out if you are eligible and, if you are not, how else you can save on your home loan.

13 Nov 20234 min

Estive ao abrigo do PARI. Posso fixar a prestação da casa?
Mortgage Credit Transfer

I was under the PARI. Can I fix the house payment?

The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.

21 Nov 20234 min

Quais os apoios sociais reforçados em 2024?
Supports and subsidies

What social supports strengthened in 2024?

According to a publication shared by the Government on social media, find out which social support will be reinforced in 2024. And if you are not entitled to any of these supports, learn about other options to lighten your budget.

12 Jan 20243 min

Fixar a prestação da casa: Ainda pode aderir ao apoio do Governo
Mortgage Savings Credit

Fixed installment of the house: You can still join the Government support.

The request can be made until March this year, and entitles you to a fixed amount of monthly installment in home credit. Learn how it works.

22 Jan 20243 min

Quarto com cama e quadros pendurados na parede simbolizando habitação para jovens
Housing Credit Acquisition

Are you young and looking for a house? The three government measures for housing.

If you are young and looking for a house to buy or rent, the Government has created a program "Build Portugal" that will facilitate access to housing for young people. Learn about the measures involved.

20 May 20242 min

Prestações da casa continuarão elevadas, mesmo com garantia pública no financiamento?
Housing Credit Acquisition

Will home installments remain high even with public guarantee in financing?

Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.

18 Jul 20242 min

Casal jovem sentado em sofá com computador à frente e a sorrir simbolizando compra de casa por jovens com financiamento a 100% e isenções fiscais
Housing Credit Acquisition

100% home financing and tax exemptions for young people in force this month.

Are you young and want to buy a house? Starting this month, you won't need to give a down payment to the bank or pay taxes. Understand now.

17 May 20242 min

Compra de casa: Garantia pública tem de entrar em vigor, no máximo, até setembro
Housing Credit Acquisition

Buying a house: Public guarantee must come into force by September at the latest.

The measure that will allow young people to access 100% financing (public state guarantee) when buying a house has now been published in the Diário da República, so it must come into force in the next 60 days, that is, by September 10 at the latest. Understand more next.

11 Jul 20242 min

Como poupar milhares de euros na compra da primeira casa? | Dicas para poupar com Gonçalo Malheiro
Tips

How to save thousands of euros when buying your first home? | Tips on saving with Gonçalo Malheiro.

The new section "Tips for saving" with Gonçalo Malheiro, Financial Educator and creator of digital content related to finance, now explains how to save on buying a house.

30 Sep 20241 min

Financiamento a 100% no crédito habitação para jovens já pode ser pedido
Housing Credit Acquisition

100% financing in housing credit available for young people can now be requested.

Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.

30 Sep 20242 min

Tudo sobre as novas medidas de apoio à habitação para jovens
Housing Credit Acquisition

Everything about the new housing support measures for young people.

The government has in place some measures to support young people in buying a house. Understand all the measures involved.

29 Oct 20242 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min