Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.
The measures announced by the Government to help the Portuguese with their home loans allow to slightly alleviate the amount they pay for the mortgage. But how much? And comparing with a home loan transfer, which option saves more? We explain, through concrete examples, the savings that can be generated by the various options.
So that the Portuguese can save on their housing loans, the Government has announced support measures for mortgage financing. One of them is the interest rate subsidy and it has now been announced that it will be retroactive to January. Let's see how this measure will work and what other options exist to save on your housing loan.
It is already possible to join the Government measure to fix and reduce the value of your monthly home payment. Find out if you are eligible and, if you are not, how else you can save on your home loan.
The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.
According to a publication shared by the Government on social media, find out which social support will be reinforced in 2024. And if you are not entitled to any of these supports, learn about other options to lighten your budget.
The request can be made until March this year, and entitles you to a fixed amount of monthly installment in home credit. Learn how it works.
If you are young and looking for a house to buy or rent, the Government has created a program "Build Portugal" that will facilitate access to housing for young people. Learn about the measures involved.
Ainda que a garantia pública do Governo apoie os jovens na contratação do crédito habitação, as prestações mensais dos empréstimos podem continuar a ser elevadas. Saiba a opinião de analistas face a este tema, em seguida.
Are you young and want to buy a house? Starting this month, you won't need to give a down payment to the bank or pay taxes. Understand now.
A medida que permitirá os jovens aceder ao financiamento a 100% (garantia pública do Estado) na compra de casa foi agora a publicada em Diário da República, pelo que tem de entrar em vigor nos próximos 60 dias, ou seja, no máximo a 10 de setembro). Perceba melhor em seguida.
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?
The interest rate you choose for your mortgage directly impacts the amount you will pay monthly. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the credit?