The European Central Bank (ECB) has announced a new increase in interest rates, which also leads to an increase in Euribor rates at various maturities. Therefore, Portuguese people with variable interest rates on their home loans will once again see their monthly payments increase. So, what options can we take to lower the amount to be paid for the home loan?
According to DECO Proteste, some families have 20 loans, with credit cards being the main cause. But how to ease this credit burden? Get to know the options next.
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
By consolidating their credits, João and Carla saved 275 euros monthly and 3,303.72 euros annually. Find out how!
The effort of families to buy and rent a house increased compared to the same period last year. Understand the increase and how you can lower the effort rate.
A study conducted in Portugal concluded that about half of the citizens feel financial anxiety when thinking about their personal finances. Get to know all the revealed data, next.
Adding different debts into a single credit is possible, simplifying payment and paying less overall. Understand all the advantages of this financing.
Consolidating multiple debts can be a good option if the goal is to reduce monthly installments and facilitate budget management. Find out which ones you can consolidate.
A study found that 59% of Portuguese people have short-term debts and 9% admit to not making any payments to settle them. Generation Z is the most affected, while Boomers have higher payment capacity.
Learn everything about consolidated credit with these articles.
The return to school can be a painful time for parents who have to buy school supplies for their children, make or renew school registrations. This is why it is important to be prepared for what this context holds. So, how to save on short-term expenses?
Are you in default with your home loan? The PERSI can help. Learn about the plan that banks must follow in this case, and find out how to save on your monthly installment.
The maximum interest rates on loans will be higher in the first quarter of next year. So how can you access proposals with lower rates? Find out in this article.
The year 2023 is now coming to an end and the hope for a better and more financially comfortable 2024 is evident. Therefore, we will help you evaluate all the options available so that you enter the new year with an organized budget.
DECO PROteste clarifies: Currently, it is not necessary to declare income obtained through second-hand sales, but it may become necessary in the future. Understand what is at stake next.