Related to: "Public guarantee for the purchase of a home by young people expires after paying the 15% percent."

Nota euros simbolizando compra de casa por jovens garantia governo
Housing Credit Acquisition

Purchase of house by young people: Government will guarantee up to 15% of acquisition value.

The new measure is aimed at young people up to 35 years old and will ensure 15% of the purchase value of the house, up to 450,000 euros. Understand it better and find out when it takes effect.

23 May 20242 min

Prestações da casa continuarão elevadas, mesmo com garantia pública no financiamento?
Housing Credit Acquisition

Will home installments remain high even with public guarantee in financing?

Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.

18 Jul 20242 min

Compra de casa: Garantia pública tem de entrar em vigor, no máximo, até setembro
Housing Credit Acquisition

Buying a house: Public guarantee must come into force by September at the latest.

The measure that will allow young people to access 100% financing (public state guarantee) when buying a house has now been published in the Diário da República, so it must come into force in the next 60 days, that is, by September 10 at the latest. Understand more next.

11 Jul 20242 min

Financiamento a 100% no crédito habitação para jovens já pode ser pedido
Housing Credit Acquisition

100% financing in housing credit available for young people can now be requested.

Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.

30 Sep 20242 min

Garantia pública na compra de casa não abrange casais com um só jovem até 35 anos
Housing Credit Acquisition

Public guarantee in home purchase does not apply to couples with only one person under 35 years old.

The public guarantee for home purchase aimed at young people will not be able to cover a couple of two young people, if one is over 35 years old.

13 Nov 20242 min

Garantia pública para 100% do crédito compromete critério da taxa de esforço
Housing Credit Acquisition

Public guarantee for 100% of credit compromises the debt-to-income ratio criterion.

The new measure of support for young people will make it easier to purchase property with credit for those who do not have savings for a down payment, but will increase the monthly payments and, consequently, the burden rate of borrowers.

09 Dec 20243 min

Crédito habitação financiado a 100% e sem impostos até aos 35 anos: Perceba as medidas
Housing Credit Acquisition

100% financed home loan with no taxes until age 35: Understand the measures.

What does the new Government promise for young people's housing credit? 100% financing and tax exemption are the measures in question.

16 Apr 20243 min

Quarto com cama e quadros pendurados na parede simbolizando habitação para jovens
Housing Credit Acquisition

Are you young and looking for a house? The three government measures for housing.

If you are young and looking for a house to buy or rent, the Government has created a program "Build Portugal" that will facilitate access to housing for young people. Learn about the measures involved.

20 May 20242 min

Chaves douradas sob fundo laranja simbolizando habitação
Housing Credit Acquisition

Are you young? Check out these nine housing measures from the Government.

With its program "Building Portugal: New Housing Strategy", the Government aims to keep young people in the country by ensuring access to housing. Learn about these nine planned measures.

27 May 20242 min

Tudo sobre as novas medidas de apoio à habitação para jovens
Housing Credit Acquisition

All about the new housing support measures for young people.

The government has in force some support measures for young people buying a house. Understand all the measures in question.

29 Oct 20242 min

Financiamento a 100% no crédito habitação: É possível?
Housing Credit Acquisition

Is it possible to get 100% financing for a mortgage?

Is it possible to buy a house being 100% financed by the bank? Currently, there are limits to the value banks can lend. However, there is an exception. We explain which in this article.

11 Aug 20234 min

Casal jovem sentado em sofá com computador à frente e a sorrir simbolizando compra de casa por jovens com financiamento a 100% e isenções fiscais
Housing Credit Acquisition

100% home financing and tax exemptions for young people in force this month.

Are you young and want to buy a house? Starting this month, you won't need to give a down payment to the bank or pay taxes. Understand now.

17 May 20242 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min