Related to: "Will home installments remain high even with public guarantee in financing?"

Nota euros simbolizando compra de casa por jovens garantia governo
Housing Credit Acquisition

Purchase of house by young people: Government will guarantee up to 15% of acquisition value.

The new measure is aimed at young people up to 35 years old and will ensure 15% of the purchase value of the house, up to 450,000 euros. Understand it better and find out when it takes effect.

23 May 20242 min

Garantia pública para aquisição de casa por jovens extingue-se assim que pagos os 15%
Housing Credit Acquisition

Public guarantee for the purchase of a home by young people expires after paying the 15% percent.

The details of the new public guarantee measure for up to 15% of the housing loan value for young people up to 35 years old are still being clarified by the Government. Understand how it will work in case of default.

29 May 20242 min

Compra de casa: Garantia pública tem de entrar em vigor, no máximo, até setembro
Housing Credit Acquisition

Buying a house: Public guarantee must come into force by September at the latest.

The measure that will allow young people to access 100% financing (public state guarantee) when buying a house has now been published in the Diário da República, so it must come into force in the next 60 days, that is, by September 10 at the latest. Understand more next.

11 Jul 20242 min

Financiamento a 100% no crédito habitação para jovens já pode ser pedido
Housing Credit Acquisition

100% financing in housing credit available for young people can now be requested.

Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.

30 Sep 20242 min

Quarto com cama e quadros pendurados na parede simbolizando habitação para jovens
Housing Credit Acquisition

Are you young and looking for a house? The three government measures for housing.

If you are young and looking for a house to buy or rent, the Government has created a program "Build Portugal" that will facilitate access to housing for young people. Learn about the measures involved.

20 May 20242 min

Dúvidas sobre apoio do Governo a jovens na compra de casa? Assista a este webinar
Housing Credit Acquisition

Do you have questions about Government support for young people buying a house? Watch this webinar.

ComparaJá has partnered with two banks and a real estate consultant to discuss the new measures to support housing credit for young people, and clarify some of the doubts that have arisen.

18 Jul 20242 min

Uma mão a segurar chaves com um porta-chaves com uma casa que visa representar o ato de comprar casa
House Purchase

What should you do before buying a home?

Want to buy a property and don't know the steps to move forward with the process? We explain, in this article, three phases you should follow before buying a house, and how credit intermediaries can help.

11 Aug 20233 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Um casal sentado numa mesa em frente ao computador. A imagem visa representar a procura de casa
House Purchase

House hunting: Where to start?

Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.

11 Aug 20236 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

A transferência de crédito habitação é gratuita?
Mortgage Credit Transfer

Is the transfer of housing credit free of charge?

With the rise in interest rates, the difficulty in paying the monthly mortgage payments is greater. Therefore, it is important to look for saving solutions in credit, such as transferring it. Find out how this process works, and if it has costs.

11 Aug 20234 min

Crédito habitação: Taxa de juro fixa, mista ou variável?
Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

11 Aug 20237 min

Glossário do crédito habitação
Housing Credit Acquisition

Housing credit glossary

Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.

11 Aug 202310 min

O que significa fazer uma consolidação de créditos?
Personal Consolidated Credit

What does it mean to consolidate debts?

The sudden loss of income or increase in interest rates can lead to non-payment of credit installments. One option to provide immediate savings is credit consolidation. How does it work?

11 Aug 20234 min