Present
Tolls increase in 2025, but some sections are eliminated.
Stay updated on the road changes that will impact the wallets of the Portuguese in 2025.
Related to: "What tolls will we stop paying?"
Mortgage Credit Transfer
How to save on charges to support the cost of back-to-school?
The return to school can be a painful time for parents who have to buy school supplies for their children, make or renew school registrations. This is why it is important to be prepared for what this context holds. So, how to save on short-term expenses?
Housing Credit Acquisition
Mortgage loan: What does capital deferment and grace period mean?
Do you need to renegotiate your home loan because you can't afford high monthly payments right now? Forbearance and capital deferment may be the ideal solutions for you. Learn about both processes in this article.
Mortgage Savings Credit
I did not pay the IMI, now what?
The Municipal Property Tax (IMI) is a tax due by homeowners and landowners in Portugal, which must be paid annually. Therefore, if as a property owner without an exemption, you have failed to pay the tax, know what lies ahead.
Mortgage Savings Credit
How to prepare the house for Halloween without spending a lot?
Want to celebrate Halloween, but on a tight budget? Don't worry: We give you some ideas so you can decorate your home (and food) to be scary.
Lease
Rent update 2024: How to inform the tenant of the increase?
The search for a solution to mitigate the effects of inflation on tenants, without impacting landlords, is on the table. The Government joined forces with tenant and landlord associations, the two labor centrals, and DECO to discuss how rent updates will be done in 2024. Understand how this coefficient works and how landlords will have to inform tenants about this increase.
Mortgage Credit Renegotiation
Mortgage credit: Is renegotiating conditions with a debt-to-income ratio above 36% worth it?
In order to help the Portuguese reduce their home loan payments, the Government has implemented measures to support housing, such as the obligation for banks to renegotiate loan conditions with a debt-to-income ratio above 36%. However, considering the various options in the market, is opting for this measure worth it? Let's find out in the article.
Housing Credit Acquisition
When repaying a home loan, how much time can I reduce the contract?
Making an early repayment of your mortgage credit can have several purposes. If you have a ready monetary value to invest or want to use your savings to apply to your mortgage credit, consider whether you want to reduce the current installment you pay or the term. Understand better in this article.
Tips
Black Friday: 3 tips to make the most out
Black Friday is approaching and it is important to inform yourself beforehand about savings tips, but also to be alert so you are not deceived as a consumer. So, check out 3 tips to make the most of the discounts on the next November 24th.
Mortgage Savings Credit
Do you have a house? See if you are entitled to an IMI discount.
If you own a house, you know you have to pay the Property Tax (IMI). But did you know there are exemptions and discounts available for this tax? See if you are eligible for this specific reduction, then.
Mortgage Savings Credit
What are the highest paying professions in Portugal in 2024?
According to data released by ManpowerGroup, find out which are the most sought-after and best-paid professions in Portugal, currently.
Housing Credit Acquisition
Bonus credit: Discount to be applied will be higher until June.
Families with subsidized credit will now be entitled to a higher discount, to be applied until June. Understand better in the article.
Personal Consolidated Credit
Families increasing their debts. What to do?
According to DECO Proteste, some families have 20 loans, with credit cards being the main cause. But how to ease this credit burden? Get to know the options next.
Mortgage Savings Credit
What changes in terms of IRS with the OE2024?
Find out what will change in terms of IRS with the changes imposed by the new State Budget.
Supports and subsidies
What to do if Social Security demands the return of a grant?
The alert comes from DECO PROteste, which explains: if Social Security (SS) asks for the return of a subsidy, you can request the repayment in installments, and if you earn the minimum wage, you don't even have to repay. Understand better, next.