Related to: "Gas prices: Study suggests decrease after 2025"

Como poupar com encargos, para suportar o custo do regresso às aulas?
Mortgage Credit Transfer

How to save on charges to support the cost of back-to-school?

The return to school can be a painful time for parents who have to buy school supplies for their children, make or renew school registrations. This is why it is important to be prepared for what this context holds. So, how to save on short-term expenses?

09 Aug 20235 min

Crédito habitação: O que significa carência e diferimento de capital?
Housing Credit Acquisition

Mortgage loan: What does capital deferment and grace period mean?

Do you need to renegotiate your home loan because you can't afford high monthly payments right now? Forbearance and capital deferment may be the ideal solutions for you. Learn about both processes in this article.

03 Oct 20234 min

Não paguei o IMI, e agora?
Mortgage Savings Credit

I did not pay the IMI, now what?

The Municipal Property Tax (IMI) is a tax due by homeowners and landowners in Portugal, which must be paid annually. Therefore, if as a property owner without an exemption, you have failed to pay the tax, know what lies ahead.

30 Nov 20234 min

Como preparar a casa para o Halloween sem gastar muito?
Mortgage Savings Credit

How to prepare the house for Halloween without spending a lot?

Want to celebrate Halloween, but on a tight budget? Don't worry: We give you some ideas so you can decorate your home (and food) to be scary.

10 Oct 20233 min

Atualização das rendas 2024: Como informar o arrendatário do aumento?
Lease

Rent update 2024: How to inform the tenant of the increase?

The search for a solution to mitigate the effects of inflation on tenants, without impacting landlords, is on the table. The Government joined forces with tenant and landlord associations, the two labor centrals, and DECO to discuss how rent updates will be done in 2024. Understand how this coefficient works and how landlords will have to inform tenants about this increase.

06 Oct 20235 min

Crédito habitação: Renegociação de condições com taxa de esforço superior a 36% compensa?
Mortgage Credit Renegotiation

Mortgage credit: Is renegotiating conditions with a debt-to-income ratio above 36% worth it?

In order to help the Portuguese reduce their home loan payments, the Government has implemented measures to support housing, such as the obligation for banks to renegotiate loan conditions with a debt-to-income ratio above 36%. However, considering the various options in the market, is opting for this measure worth it? Let's find out in the article.

12 Oct 20235 min

Ao amortizar no crédito habitação, quanto tempo posso reduzir ao contrato?
Housing Credit Acquisition

When repaying a home loan, how much time can I reduce the contract?

Making an early repayment of your mortgage credit can have several purposes. If you have a ready monetary value to invest or want to use your savings to apply to your mortgage credit, consider whether you want to reduce the current installment you pay or the term. Understand better in this article.

18 Dec 20234 min

Black Friday: 3 dicas para aproveitar ao máximo
Tips

Black Friday: 3 tips to make the most out

Black Friday is approaching and it is important to inform yourself beforehand about savings tips, but also to be alert so you are not deceived as a consumer. So, check out 3 tips to make the most of the discounts on the next November 24th.

09 Nov 20234 min

Tem uma casa? Veja se tem direito a desconto no IMI
Mortgage Savings Credit

Do you have a house? See if you are entitled to an IMI discount.

If you own a house, you know you have to pay the Property Tax (IMI). But did you know there are exemptions and discounts available for this tax? See if you are eligible for this specific reduction, then.

18 Dec 20233 min

Quais as profissões mais bem pagas em Portugal em 2024?
Mortgage Savings Credit

What are the highest paying professions in Portugal in 2024?

According to data released by ManpowerGroup, find out which are the most sought-after and best-paid professions in Portugal, currently.

23 Jan 20249 min

Crédito bonificado: Desconto a aplicar será maior até junho
Housing Credit Acquisition

Bonus credit: Discount to be applied will be higher until June.

Families with subsidized credit will now be entitled to a higher discount, to be applied until June. Understand better in the article.

24 Jan 20242 min

Famílias cada vez com mais créditos. O que fazer?
Personal Consolidated Credit

Families increasing their debts. What to do?

According to DECO Proteste, some families have 20 loans, with credit cards being the main cause. But how to ease this credit burden? Get to know the options next.

24 Jan 20244 min

O que muda em sede do IRS com o OE2024?
Mortgage Savings Credit

What changes in terms of IRS with the OE2024?

Find out what will change in terms of IRS with the changes imposed by the new State Budget.

29 Jan 20242 min

O que fazer se a Segurança Social pedir a devolução de um subsídio?
Supports and subsidies

What to do if Social Security demands the return of a grant?

The alert comes from DECO PROteste, which explains: if Social Security (SS) asks for the return of a subsidy, you can request the repayment in installments, and if you earn the minimum wage, you don't even have to repay. Understand better, next.

31 Jan 20244 min

Precisa de poupar? Conheça estes simuladores para melhores decisões
Mortgage Savings Credit

Need to save money? Check out these simulators for better decisions.

According to DECO PROteste on Notícias ao Minuto, there is a new website that aggregates simulators, allowing users to understand how they can save money on housing, fuel, and loans.

31 Jan 20242 min